Lifetime & Equity Release Mortgages in Lee

Lifetime Mortgages & Equity Release in Lee

Later-life mortgage support for homeowners in Lee, Hither Green and SE12 / SE13. Many long-term homeowners in Lee, Hither Green and Grove Park have seen their property values rise over the years. For some aged 55+, a lifetime mortgage or other equity release option is one way of turning that housing wealth into usable funds – but it needs careful thought. We help you understand the basics and, if you decide to explore further, introduce you to FCA-authorised equity release advisers for full, regulated advice.

Why People in Lee Consider Equity Release

  • Clearing an interest-only mortgage that is coming to an end.
  • Paying for repairs, improvements or adaptations to stay in their home.
  • Supporting family with deposits or other major expenses.
  • Boosting everyday income in retirement.

Lifetime Mortgages – Overview

  • Available to many homeowners aged 55+ (criteria apply).
  • Loan is secured against your home; usually no monthly repayments are required.
  • Interest is added to the balance, which grows over time.
  • Repaid from the sale of the property after death or long-term care.

Key Things to Consider

  • Inheritance: Equity release will normally reduce what is left for your beneficiaries.
  • Benefits: Cash in the bank may affect means-tested benefits.
  • Time horizon: The longer the plan runs, the more interest can roll up.
  • Alternatives: Downsizing or other borrowing may be better options in some cases.

Our Role

  1. Initial conversation: Understand your goals and financial position at a high level.
  2. Explanation: Outline how lifetime mortgages work and what to watch out for.
  3. Introduction: Connect you with an FCA-authorised equity release adviser for detailed advice.

FCA & Advice Disclaimer

We are not authorised to provide regulated equity release advice. Lifetime mortgages and home reversion plans are regulated products and can only be recommended by an FCA-authorised adviser. We provide information and introductions only.

Useful Links

Pension Review & Retirement Planning · Later-Life Mortgages · Standard Remortgages · Contact Us

Equity Release FAQs — Lee

Can I include my partner on the plan?

Many plans can be set up on a joint basis so that the loan is only repaid when the last borrower dies or goes into long-term care. A regulated adviser will explain the options.

Thinking About Equity Release in SE12 / SE13?

If you’re a homeowner in Lee or Hither Green and want to explore later-life lending, get in touch.

🧮 Mortgage Calculator for Lee Buyers and Homeowners

Using a mortgage calculator is a smart way to understand your potential monthly payments before making any big decisions. Whether you’re buying your first home or looking to remortgage, it’s a quick and simple way to plan ahead.

Our calculator is designed to give you a clear idea of what your repayments could look like based on your loan amount, term, and interest rate — helping you make informed choices early on.

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Thank you James for your efficient dealing of our remortgage. The regular communication and easy to follow steps of what you needed or what was outstanding, really helped me, as I had 4 mortgages happening at the same time.
Phil West
James worked tirelessly to get us over the line with a complicated commercial BTL mortgage. Highly recommend.
Paul H
They worked on a recent mortgage for my company and we were very pleased with the result. They managed to jump through a number of hoops caused by our slightly unconventional deal and pulled together a solution better than our expectations. Will be using again!
Luke Silk
Excellent experience when financing a buy to let auction property through James and the team were excellent to deal with and guided us through the whole process with no stress what so ever! Beths knowledge and professionalism is second to none!
Cath Jones

Mortgage Broker Lee is an introducer service. We are not authorised or regulated by the Financial Conduct Authority and do not provide mortgage advice directly. All enquiries are handled by qualified, FCA-regulated mortgage advisers who offer tailored advice based on your individual needs.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

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